Put simply, if you weren’t injured in the car accident and only have a property damage claim, you more than likely don’t need a lawyer. If you were injured on the other hand, it’s highly advisable to have a car accident lawyer help with the injury portion of your claim.
Car accident claims involving property damage only are pretty straight-forward in regard to damages. Repair costs are easy to calculate, and compensation is usually paid directly to the body shop. Injury claims, on the other hand, are a whole different ballgame.
Damages related to a personal injury are wide-ranging and can be very costly. Medical bills alone can easily reach tens of thousands of dollars, not to mention any lost wages and compensation for your pain and suffering—which can be rather subjective.
Insurance companies know this, and will often string victims along (often by telling them that liability has been accepted, that their medical bills will be covered, etc.) only to pull the rug out from under their feet at the very end. What recourse do you have if their final settlement offer is thousands less than what you expected?
The truth is that car accident lawyers exist for a reason. Without someone on your side who will handle the insurance company, hold their feet to the fire, and back up your demand with a lawsuit, they simply have no reason to play fair.